New car and new insurance: Who has the cheapest car insurance?

By | December 5, 2017

The Cheapest Full Coverage Auto Insurance & Me

I fell in love with her the moment I saw her. I’ve never been a big car guy but when you find the right one, you just know. I wasn’t really even looking for a new car but my old truck was one its last legs. It was at the point where I was dreading inspection because I knew it was going to cost too much to get it to pass. So I figured I should start considering what I wanted to do next.

I hate dealerships so I went on a Sunday when no one was there just to have a look. And there she was. Considering I drove a beat up pick-up truck for years, a small red coupe isn’t what I ever imagined myself in. But, like I said, you can’t help the car you fall in love with.

I decided right then and there that I had to have her. I played the long game, played hard to get. Pretended like I wasn’t all the interested. Test drove her and two others the next day when I went back just to give the dealer a nibble. And, sure enough, the next day I started getting phone calls asking if I was interested.

I was coy for a day or two. Let them sweat a bit but I knew what I wanted. That Friday, five days after I first saw her, I went in to haggle. Now, they’d already knocked a nice chunk off the price so I knew I had them. But what sealed the deal for me had nothing to do with the dealer. It was my insurance agent.

I hadn’t had a car payment in a while so I was a little concerned about my budget. I knew I needed full coverage insurance but, to put it bluntly, I didn’t want to pay for it. I googled around to see who could offer me the cheapest auto insurance, and found: When my agent gave me the cheapest full coverage car insurance I ever could have imagined, it sealed the deal.

I signed the papers the next day and took her out for a Sunday drive one week after I first laid eyes on her. It was pretty spectacular, really. Much better gas mileage than what the truck had and the payment was reasonable. The insurance in a way was just icing on the cake. On the beautiful shiny red cake that was my new car.